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Toh Shi Qi Rachel

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A Monthly Curated Newsletter

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

 
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The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

 
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The Paying it Forward Paradox | Wayne Baker | TEDxUofM

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Toh Shi Qi Rachel
 
 
 
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Testimonials and Referral Notes

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Han Jie, 36, Manager

I would highly recommend Rachel as an insurance agent and a financial advisor as she takes a personalised approach to suggest solutions and alternatives that best suits your current situation. I greatly appreciate the yearly reviews that we do to help ensure that my portfolio is working for me as well.

Ms Shanice, Business Development Manager

Shi Qi is a truly genuine and knowledgeable financial consultant. She has always been there to guide me through every step, from selecting and purchasing the right plans to handling claims, and even offering advice beyond just finances. Having her as my financial consultant gives me great peace of mind, as I know I can rely on her whenever I have doubts or questions. In the past, I’ve worked with a few financial consultants who made me feel uncertain or uncomfortable, especially during annual reviews. However, Shi Qi has completely changed that experience for me. Choosing a financial consultant you trust and feel comfortable with is incredibly important, as it makes all the difference in achieving the best outcomes when selecting and purchasing financial plans.

Mr N

Shi Qi was very insightful in addressing all of my questions. Her knowledge and expertise in her field gave me confidence in what I will be buying. The range of healthcare insurance options she suggested was thoughtfully tailored to my budget and needs, making it very helpful in ensuring that I’m well protected from potential financial burdens and a safety net to fall back on.

Mr Jonathan

Shiqi is really helpful and friendly and really patient explaining the different concepts to me, simplified into layman terms so I can understand better! At first, I was unsure about much details regarding insurance, and not really having any idea regarding managing my own finances + having the impression that all insurance plans were expensive and required a lot of money. She have helped me by explaining how important managing my finances are, and advising me accordingly on what insurance plans she recommended for me, as well as showing me that insurance plans could cost as little as a few cents per day (basically debunking the adverse thoughts that i initially had). How do you feel after having the session with me and what have you learnt? •⁠ ⁠I have truly understood the importance of purchasing insurance from a young age and how it could come in handy for future me, and also feel more reassured that there are companies and financial consultants out there to help unsure people like me! Being protected by relevant insurance plans is really important from young age as anything could really happen at any time due to life’s unpredictability, and there are multiple insurance plans to cater to different areas of life. 与Shi Qi 的会谈让我受益匪浅,她不仅耐心友好地用浅显易懂的方式讲解复杂概念,更彻底改变了我对保险的固有认知。 最初我对保险细节一无所知,也对个人财务规划毫无头绪,总以为所有保险计划都价格高昂、需要大量资金投入。但Shi Qi通过专业分析让我明白财务管理的重要性,针对我的需求推荐了合适的保险方案,更让我了解到每天仅需几分钱就能获得保障,完全打破了我先前的负面印象。 通过此次会谈,我深刻认识到年轻时配置保险的重要性——这既是对未来自己的未雨绸缪,也让我确信有专业机构和理财顾问愿意帮助像我这样迷茫的年轻人。我明白了人生充满不确定性,意外可能随时发生,而不同类型的保险能为生活的各个层面提供针对性保障,年轻时做好规划才能真正安心。

Ms C, 28

Thank you so much for all the help you have provided! She is always patiently explaining to me my policy and making sure I understand. She is always very prompt in response. Thankful to have her as my senior financial consultant. 非常感谢您一直以来的帮助!她总是耐心向我解释保单细则,并确保我完全理解所有内容。 她的回应总是非常及时。能拥有这样一位专业的资深财务顾问,我深感幸运与感激。

Ms X, Student

Shi qi is really dedicated and helpful person. She took time to go through the details bit by bit to make me understand about Hospital plans and etc. She seemed really passionate and dedicated to the course she does. She was also very patient and also engaging which made me more comfortable around her. One of the few people who are very clear on what they are talking about and how to talk about the idea more Shi Qi是一位非常尽心尽力且乐于助的人。她耐心地逐一讲解细节,让我真正理解了住院保险等计划的内容。 她对自己从事的事业充满热情与专注,同时极富耐心且善于沟通,让我在整个交流过程中感到十分轻松自在。她是为数不多既能将概念讲得清晰明了,又懂得如何深入浅出地传递理念的人。