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Toh Shi Qi Rachel

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Toh Shi Qi Rachel
 
 
 
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Testimonials and Referral Notes

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Ms C, 26, University Graduate

Thank you so much for all the help you have provided! She is always patiently explaining to me my policy and making sure I understand. She is always very prompt in response. Thankful to have her as my senior financial consultant.

Ms X, Student

Shi qi is really dedicated and helpful person. She took time to go through the details bit by bit to make me understand about Hospital plans and etc. She seemed really passionate and dedicated to the course she does. She was also very patient and also engaging which made me more comfortable around her. One of the few people who are very clear on what they are talking about and how to talk about the idea more

Angel, 25, student

She is really responsible in the work she does, I have previously met agents who became uncontactable after signing plans with them, so I really appreciate that Shi Qi does check ins and updates about my plans regularly. Shi Qi answered my calls immediately when I needed help, and also processed my claims really fast - appreciate the efficiency! She is also very helpful and answers all of my questions to the best of her ability. Additionally, she is willing to help to explain other policies which aren’t under her, it’s great to have a financial planner who is genuine in the work she does. Really appreciate her! 💓

Mr Ashton, 42, Fintech MNC

Shiqi was super helpful throughout the whole process. She really took the time to understand what I needed and recommended a plan that made sense for me. What stood out most was how patient she was — she explained everything clearly and made sure I actually understood what I was signing up for. Felt really taken care of. Definitely recommend reaching out to her if you need help with insurance!

Ms A, 26, Manager

I sought her advice on my current plans. Shi Qi was incredibly friendly and passionate during our conversation. She took the time to recommend the best policies tailored to my age and savings, focusing on what I truly needed rather than higher-premium options. Her genuine approach made me feel more assured about my financial coverage, and she emphasized the importance of being adequately insured at my stage in life. It's clear that Shi Qi is deeply devoted to her work; she had another appointment right after mine, demonstrating her commitment and passion for helping others achieve financial security. I highly recommend Shi Qi to anyone seeking honest, thoughtful, and professional insurance advice.

Ms J, teacher

Shi Qi is a very helpful person. She would take the time to explain to me the policies that are needed and is patient with me when I encounter doubts. She is able to explain well and slowly for me to understand what she shares. I thank her for taking the time to ensure that I understand the importance of knowing what insurance policies are beneficial. Her dedication to document and safekeep what we have discussed in our meet ups really helped me in my clarity in understanding of my policies. Thank you Shi Qi for the warmest help!